Finance
Evolved

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Building

Smart Simple Secure

Finance
Together

Why Andaria?​

We blend regulatory expertise with cutting-edge technology. With teams in Malta and the UK, we deliver payment solutions that are reliable, scalable, and future-ready.

Our Purpose

We exist to make finance smarter, simpler, and more secure, empowering businesses worldwide to unlock new growth opportunities.

What We Stand For

Integrity, ambition, security, and equality guide every decision we make, ensuring trust, innovation, and fairness for our clients and partners.

Building

Smart Simple Secure

Finance
Together

Why Andaria?​

We blend regulatory expertise with cutting-edge technology. With teams in Malta and the UK, we deliver payment solutions that are reliable, scalable, and future-ready.

Our Purpose

We exist to make finance smarter, simpler, and more secure, empowering businesses worldwide to unlock new growth opportunities.

What We Stand For

Integrity, ambition, security, and equality guide every decision we make, ensuring trust, innovation, and fairness for our clients and partners.

Connected to the Global Network

Partnered with trusted payment leaders and industry associations to bring you secure, worldwide solutions.

Our Journey, Your Growth

From a bold idea in 2019 to a trusted cross-border fintech, we continue shaping financial services with innovation, compliance, and people at the core.

2019

Built on Strong
Foundations

The group is founded, built on a strong culture, governance, and IT security from day one.

2021

Licensed
& Ready

Licensed by the MFSA in Malta and the FCA in the UK, officially entering the financial services arena.

2023

A Year
of Growth

New offices in Malta and the UK, and a team surpassing 50 talented professionals.

2024

Strengthening
the Network

Secured PCI DSS certification and became principal members of Mastercard and Discover.

2025

Expanding
Horizons

Became principal members of Visa, and welcomed new CEOs to lead our Malta and UK operations.

The Strength Behind Andaria

Operating under dual licences in both the UK and EU, Andaria stands on a strong regulatory foundation. As a principal member of leading global card schemes, we empower businesses with secure, scalable solutions that meet the highest industry standards.

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Trusted Partnerships

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Platform Uptime 

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Talents Powering Growth

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Major Card Schemes

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Years of Market Trust

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Trusted Partnerships

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Supported Global Currencies

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Platform Uptime Guarantee

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Talents Powering Growth

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Major Card Schemes

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Years of Market Trust

Board of Directors

Steering the course with insight and foresight, they empower our vision to redefine the future of finance.

Patrick Seguev

Founder and Director

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Pedro Pinto Coelho

Non Executive Director

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Paul Magro

Non Executive Director

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Suresh Vaghjiani

Non Executive Director

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Alan Smith

Non Executive Director

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Leadership Team

We are architects of change, reshaping the financial landscape with solutions that go beyond the ordinary.

Kevin has extensive experience as a global payment specialist spanning 20+ years within fintech, payments and financial services. He has developed a full suite of corporate and consumer payment and card services within both the public and private sector in the UK and North American markets. Kevin supports the business' next stage of expansion with specific focus on leading the strategy of our card programmes.

Kevin McAdam

CEO Andaria UK

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Kurt has hands-on experience in IT and development, having over 15 years’ experience in the industry, ranging from Software Development, Banking, Insurance and Financial Services sectors.

Kurt Azzopardi

CEO Andaria Malta

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Ian Dingli is currently serving as Chief Product & Revenue Officer at Andaria. Before that, he spent over 20 years in the banking industry, where he held several roles in digital channels, UX/UI, online platforms, business analysis and change management.

Ian Dingli

Chief Product and Revenue Officer

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Sarah’s expertise is driving the business forward and fostering a more inclusive financial landscape. With over 20 years of experience working in financial services.

Sarah Oliva

Chief Operating Officer

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Malcolm Portelli is an information security executive currently serving as Chief Information Security Officer (CISO) at Andaria Financial Services. He has over 20 years of experience in technology and cybersecurity. His background includes roles such as Systems Analyst and Systems Administrator. Malcolm holds a Bachelor of Science in Information Technology and Networking.

Malcolm Portelli

Chief Information Security Officer
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Claire has 16 years of experience in the payments industry, with significant time spent in the First Line of Defense, giving her a deep understanding of its crucial role in proactive risk management. Before joining Andaria, Claire worked at one of Malta’s largest banks, gaining expertise in card issuing, acquiring, and compliance. She then joined a fintech startup, where she led client risk monitoring and later established the Second Line of Defense.

Claire Muscat

Chief Risk Officer

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Grant is a fully qualified Chartered Accountant with a wealth of experience in establishing and scaling finance functions within Fintech, SaaS, and financial services.

Grant Elliott

Chief Financial Officer

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Claire is an experienced professional, working with licensed Financial Institutions in Malta and the UK, with a strong Compliance background.

Claire Farrugia

Chief Compliance Officer & MLRO

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Work At
Andaria

Join a team that’s shaping the future of payments.

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LinkedIn

Follow us for the latest updates, insights, and industry news.

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What’s New at Andaria

Explore our most recent articles and announcements, featuring updates, insights, and industry perspectives.

Andaria Principal Membership Visa
Andaria & Visa: Principal Membership Announcement
Andaria is now live with three global card schemes.
Read More >>
Business Payments
Modern Business Payments
Why simplicity and regulation are the winning combo.
Read More >>
Embedded Finance for the Sports Industry
Embedded Finance for the Sports Industry
A Game-Changer for Service Providers.
Read More >>
CYBER+ALT Grant Scheme
Andaria leverages the CYBER+ALT Grant Scheme
To implement a Proactive Approach to Data Protection and Security.
Read More >>
Keep Your Customers Close: Embedded Finance for Insurance
Keep Your Customers Close: Embedded Finance for Insurance
Revolutionising policyholders experience through integrated financial solutions.
Read More >>
Embedded Finance in Education
How Can Embedded Finance Transform Universities And Higher Education?
Enhancing student experience while unlocking new revenue streams.
Read More >>

Want to Get Started?​

Start building with Andaria today. Launch cards, embed finance, and scale payments globally. Reach out to power your growth.
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